YES BANK Zagg RuPay Credit Card: Benefits & Fees

✨ Key Highlights

Here is a quick overview of the benefits advertised in the promotional image:

• Joining fee: ₹0

• Annual fee: ₹0

• Advertised credit limit: Up to ₹5 lakh

• UPI rewards: 3% Zagg Coins on eligible UPI spending

• Airport lounge access: Complimentary domestic access, subject to spending requirements

• Fuel benefit: 1% fuel surcharge waiver, subject to applicable conditions

• Card network: RuPay

• Bank: YES BANK

• Co-brand partner: Zagg Money

👍 Pros and Cons

Pros

• ₹0 joining and annual membership fees.

• RuPay credit card functionality for eligible UPI payments.

• Advertised 3% Zagg Coins on eligible UPI spending.

• Complimentary domestic lounge access subject to spending criteria.

• 1% fuel surcharge waiver on qualifying transactions.

• Advertised credit limit of up to ₹5 lakh.

Cons

• Credit approval and limit are not guaranteed.

• UPI rewards have exclusions and earning limits.

• Lounge access requires qualifying spending.

• Fuel surcharge benefits have transaction limits and caps.

• Other charges and interest may apply.

• Reward coins have specific redemption rules and may not equal direct cash savings.

🎯 Final Verdict

The YES BANK Zagg RuPay Credit Card combines a no-membership-fee proposition with eligible UPI rewards, domestic lounge access and a fuel surcharge waiver.

It may suit users who can benefit from these features without overspending. Check the official terms, reward exclusions and eligibility requirements before applying.

Contact Us

Email ID :

help@raamzy.com

© 2026. All rights reserved.